Workers’ Compensation / Workplace Accidents

Posted by on Jul 5, 2015 in Workers' Compensation

Accidents can happen at absolutely any time, as they are exclusively a matter of chance. The damages can be minor or major, and can often happen to workers on the job. And although accidents can happen anywhere at anytime, some occupations or work environments can be more dangerous than others, and lead to injuries and illnesses more easily than others simply because of occupational hazards.

Last year, one out of every five deaths on the job were in the construction industry. The United States Department of Labor’s Occupational Safety and Health Administration even recognizes the “Fatal Four” in the construction business: the four most common fatal workplace accidents. The “Fatal Four” includes falls on the job site, employees being struck by falling objects, electrocutions and employees becoming caught in between objects on the job site.

Although not all workplace injuries are fatally serious, they still have very real effects on workers. Many accidents are caused every year by negligence on both the part of the employer and employee.

According to the website of Scudder & Hedrick, PLLC, poor housekeeping on the job site can lead to falls, slips and all around hazardous conditions for employees. Neglecting safety procedures puts everyone on the job site in danger. Overexertion injuries result from extreme physical activity such as lifting or carrying heavy objects. Even overconfidence on the job site, as a result of repetitiveness on the job, can lead to injuries.

There are a number of different ways to prevent these injuries, however, accidents do happen, and employees can often receive workers compensation. Employees injured on the job may be entitled to workers comp, which is designed to protect workers from job-related ailments, so they can recover from their accidents.

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Truck Accidents

Posted by on Jul 4, 2015 in Truck Accidents

From the time we are taught to drive, drivers are cautioned to always watch out for large trucks and semis. They have stereotypically bad driving habits, and are prone to swerves, erratic driving behaviors and even cause crashes. According to a the website of Ravid & Assoc, any accident with vehicles this large can be much more dangerous than accidents with other types of passenger cars. Thankfully, there are many different defensive driving tactics passenger vehicle drivers can employ to help protect themselves from accidents involving trucks.

Passenger vehicle drivers can employ a number of different strategies to make themselves safer around trucks. Drivers should always try to not cut off trucks. Although the urge is understandable, due to the slow speed at which trucks drive, it is a very unsafe driving tactic. Trucks have less visibility than cars, and have longer braking distances. In addition, never brake abruptly.

In addition, it is wise to always be aware of the difficulties involved in driving a large truck, by being cognizant of what the driver is facing, you can better protect yourself and make yourself less of a hazard to the driver. Trucks are known to swerve around on roads because they are prone to tire blowouts and can be blown about easily from wind. Texas truck accident attorneys sometimes encourage drivers to be aware of blind spots truck drivers are have. Passing only on the left side of trucks can help protect passenger car drivers, as the right side of trucks are full of blind spots. Also, drivers can protect themselves by proceeding with caution when trucks are making turns, as trucks make very wide turns because of their size.

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Types of Roofs

Posted by on Jul 3, 2015 in Roofing

Roofs are the very first defense homes have against the elements. They shield our families from all types of weather and catastrophes, keeping us safe, warm and dry year after year. However, weather can take a profound toll on roofs, making them vulnerable to damages.

Although all roofs serve the same function, they all survive wear and tear differently depending on your local weather conditions and climate. According to the website of the Austin roofers at Black Slate Roofing, LLC, homeowners should familiarize themselves with weather patterns in their area and research materials that will survive those conditions for their roofs. Various elements like rain, snow, hail, heat and wind all have the potential to damage your home, depending on where you live.

Rain water can accumulate under shingles and lead to a collection of moisture that can eventually damage the inside of your house and create mold and rot wood.

Snow can be a major threat to the structural integrity of homes and buildings in cold areas prone to lots of snowfall. When it accumulates on roofs, snow can add pressure to the structure.

Hail size has a big factor in how damaged your roof becomes in a storm, but the type of shingles on your roof also may or may not better protect your home from damage.

Faulty roofs can be particularly susceptible to heat, allowing it to absorb into homes and increase energy costs. Insulation, shade, and color of the roof can all contribute to this.

Obvious threats like tornadoes, hurricanes and severe thunderstorms can take a toll on the life of your roof, but everyday wind can also cause damage to your roof over time.

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Prompt Pay in Texas

Posted by on Jul 2, 2015 in Prompt Pay

In 2003, Texas passed legislation to help doctors receive compensation from insurance companies in a timely manner to help them continue with their day-to-day business practices. Qualifying medical care providers may be eligible to file claims against insurance companies who have denied them timely payments. According to a the website of Williams Kherkher, medical practices which are not compensated by insurance agencies are, in fact, entitled to fair compensation through a legal suit, thanks to the Texas Prompt Pay Act.

Why would doctors file a claim?

After a doctor performs a service for their patient, the patient pays by providing their insurance information. Doctors then file claims with the insurance provider for compensation for their services. In a perfect world, the repayment is provided by insurance companies in a timely manner (within 45 days of a non-electronic submission of a claim, within 30 days of an electronic submission). However, this is not always the case.

There are some provisions that medical practices must meet tin order to be eligible to recover funds. There must be an existing contract between the doctor and insurance provider. Only insurance plans such as health maintenance organizations, or HMOs and preferred provider organizations, or PPOs, are obligated to repay doctors fully under the Texas Prompt Pay Act, or face litigation. Medicare, Medicaid, government, school plans and the like are not held liable under the act.

Although the Texas Prompt Pay Act is designed to protect medical practices, it is quite common to hire a lawyer to oversee the process of recovering payment from insurance companies.

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Nursing Home Abuse / Mistreatment

Posted by on Jul 1, 2015 in Nursing Home

As the American population of baby-boomers steadily ages, the reality of placing loved ones in nursing homes or assisted care facilities is becoming more prevalent for many families. However, as more elders are left to the trust of nursing homes, the instances of nursing home neglect or abuse are rising, as well.

The National Center on Elder Abuse defines elder neglect as intentional actions causing harm or creating risk of harm to a vulnerable elder by caregiver or other person of trust. Instances of elder neglect can be common in nursing homes, especially where a multitude of residents are dependent upon the caregivers who work there and must attend to all residents. The large population of residents compared to the few caregivers employed leaves the elderly vulnerable, in addition to the various medical conditions that ultimately land people in nursing homes.

According to the website of the Goings Law Firm, LLC, nursing home neglect can take many different forms, including malnutrition, bed sores, physical, sexual and psychological abuse, and even theft.

Aside from the obvious physical effects of nursing home neglect, other impacts take a toll on the health of elders. Elder abuse has been linked to higher risk of death, feelings of lower self-efficacy and self-sufficiency, and substantial financial costs for their families, and unfortunately, cases of neglect and abuse often go overlooked.

Although the circumstances are unfortunate, many families do get justice for their loved ones through lawsuits, and according to a 2012 report, 1 in 3 nursing homes had been cited for violations of federal standards. As discussed on the website of Habush Habush & Rottier S.C. ®, Whether or not the harm is intentional, abused elders and their families may have grounds for a lawsuit against the facility at fault.

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